Discover what Credit Science can do for your bottom line

A Smoother Credit Journey

Emric is a specialist in solutions for credit processing

LENDING by Emric automates loan origination and administration.

LEASING by Emric harmonises asset and equipment finance across Europe.

Banks and credit providers can choose a standard sourcing option to complement each product.

And while clients focus on core business, FINANCIAL BPO by Emric take care of the rest. Leader in the Nordic region, Emric is proud to support a global network of system partners, credit providers and banks with front and back office solutions.

Welcome to a smoother credit journey.


LENDING by Emric means automated loan processing.

Available separately or combined, Loan Origination and Loan Administration are solutions for processing high volumes of corporate credit, mortgages and unsecured loans.

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LEASING by Emric makes it possible to automate the application and administration process for asset and equipment financing, hire purchases and rentals.

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Credit Business Rules

cBR enables the configuration of lending products. At its core is a rule generator that makes it possible for banks and credit providers to design new products and optimise campaigns.

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Industry Insight

Get a better knowledge of the industry by reading our whitepapers



The Credit Science Dashboard is what extend Emric’s current product proposition with extended analytical statistical capabilities and graphical visualization of production data and rule sets. The dashbaords provides an integrated product proposition for the origination and administration of credits in combination with a credit rule solution.

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